4 Reasons To Apply For Sapphire Preferred Over Sapphire Reserve

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The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® Card are two of the most popular travel rewards credit cards. Many people struggle to decide which of the two cards makes more sense for them, so in this post I wanted to share four reasons it could make sense to pick up the Sapphire Preferred, even if your end goal is to get the Sapphire Reserve.

The Sapphire Preferred and Sapphire Reserve are substitutes for one another. The cards have overlapping benefits, with the Reserve being the premium version of the Preferred. If you have the Reserve, there’s virtually no benefit to having the Preferred, though for some people the Reserve may not be worth the higher annual fee. Let’s briefly cover the basic differences of the cards.