My Dad’s Extreme Makeover: Credit Card Edition

Read more at:

Just under three weeks ago I shared how I had failed my dad when it came to his credit card strategy. As is probably the case for many of us, my family relies on me to tell them what credit cards to get, what cards to put their spend on, etc. While it can be annoying at times, I certainly prefer that to them signing up for the wrong cards and not earning as many points as they can.

My dad was in a situation where he didn’t have a single new card application showing on his credit report in the past two years, which put him in an enviable situation (or perhaps unenviable, given all the opportunities he may have missed out on).

At the beginning of March, my dad had the following cards: