Should You Apply For The 50K Ink Cash Or 80K Ink Preferred Offer?

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A few days ago Chase launched a new sign-up bonus on the Ink Business Cash℠ Credit Card, which is by far the biggest sign-up bonus that has ever been offered on the card. The Ink Business Cash has a sign-up bonus of $500 cash back (which can potentially be converted into 50,000 Ultimate Rewards points) after spending $3,000 within three months. This is a massive sign-up bonus for a no annual fee card.

Yesterday I wrote a post sharing seven reasons (other than the sign-up bonus) that you should consider applying for the card. One question I’ve been asked a few times since then is whether it makes more sense to apply for the Ink Business Cash℠ Credit Card or Ink Business Preferred℠ Credit Card. Let’s take a closer look at that question.